Homebuyer Education and Counseling

Mortgage Revenue Bond (MRB) Program

  • Two below market rate programs - Assisted and HOME/MRB
  • Offers between 4% and 9% down payment, closing costs, or prepaid assistance
  • Income limits dependent on parish and number of individuals in the household
  • Targeted area exceptions may apply
  • MRB Program FAQ
 

Market Rate GNMA Program

  • Up to 4% down payment assistance
  • Not limited to first-time homebuyers
  • Annual income does not exceed 115% of median income in property's parish
  • Available at participating lenders
  • LHC Mortgage Relief Information

LHC Preferred Conventional Program

  • Up to 4% down payment, closing cost or prepaid assistance
  • Not limited to first-time homebuyers
  • Borrower(s) income limit - $99,000
  • Available at participating lenders
  • LHC Mortgage Relief Information
 

Mortgage Credit Certificate Program

  • Available to first-time homebuyers, veterans, and residents in designated areas
  • Up to $2000 dollar for dollar annual tax credit
  • Can be used in conjunction with Market Rate GNMA and Preferred Conventional down payment assistance programs

LHC Choice Conventional Program

  • Up to 4% down payment, closing cost or prepaid assistance
  • Not limited to first-time homebuyers
  • Borrower(s) income limit - $99,000
  • Available at participating lenders
  • Additional assistance to borrowers at or below 80% AMI available
 

Delta 100 Program

  • 30-year fixed rate at 2% interest rate
  • Up to 3% down payment assistance
  • No minimum credit score
  • First-time homebuyers, veterans, and residents in designated areas
  • Annual income cannot exceed 80% of area median income in property's parish
  • Available at participating lenders

Mortgage Calculator

  • Quickly calculates monthly payments based on current interest rates